Making Sure Your Family Is Secure

Having life assurance is a valuable asset to ensure that your family are financially secure in the event of your death.

The proceeds of the life assurance can be used to pay off mortgages and debts, or to replace your lost income and ensure that the family are financial stable and are able to live life as you would want them to, instead of struggling every month and having to change their situation (such as sell the house) in order to cope.

Our Independent Protection Advisers are able to help guide and advice you to understand how much your family would need in the event of your death and to find the lowest cost cover on the market with the best cover.

How Much Cover Do I Need

The amount of cover you should have to provide for your family will vary from family to family based on their specific circumstances.  This is based on factors such as existing debts and what income would be lost.

You can use our online assessment to calculate how much you would need for your family in the event of your death.

Should I Keep My Existing Policies?

If you have not reviewed your existing policies in over 3 years then you should discuss them with one of our advisers.  It is likely that your situation has changed since 3 years ago (moved house, had another child, moved jobs) and that could mean that the amount of cover you have is no longer right for your family.

Our advisers will assess your existing policies and your current situation to see if they still match.