Cardan will always be about trust, clarity, commitment, honesty and integrity.

At Cardan, we pride ourselves on being both commercially and morally sound and socially aware.

We are on a journey to create a group of companies that can share best processes and practices whilst recognising different ownership structures and regional nuances.

If you need the income for life, then the sustainability of that capital/income is important, otherwise you could run out of money. It is therefore important that any investment is providing more income than you are taking.

To discuss your income needs and how to have a sustainable income with your local adviser, contact us.

When investing capital diversification is key (not keeping all your eggs in one basket!). If you invest into just one type of asset, it presents a higher risk on the capital.

This will either mean that you will do very well, or lose capital. By diversifying across different assets, it helps create more balanced returns over the medium to longer-term and reduce risk.

Unguided the profits from investing can be eroded through taxation.

There are many ways to reduce the taxation on investments and as part of our service we are always looking at how you can reduce the tax you pay on your investments so that you keep more of your profit.